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What Accounts for Gaps in Student Loan Default, and What Happens After
June 2018

What Accounts for Gaps in Student Loan Default, and What Happens After

Judith Scott-Clayton
This Brookings Institution report uses data from the U.S. Department of Education to examine whether disparities in student loan default rates by race/ethnicity and institution sector can be explained by other factors, along with what happens after a default and whether this also varies across student subgroups.
The Looming Student Loan Crisis Is Worse Than We Thought
January 2018

The Looming Student Loan Crisis Is Worse Than We Thought

Judith Scott-Clayton
In this Brookings report, the author analyzes new data on student debt and repayment released by the U.S. Department of Education in October 2017. The author then provides five key findings based on this analysis.
Simplifying and Modernizing Pell Grants to Maximize Efficiency and Impact
September 2017

Simplifying and Modernizing Pell Grants to Maximize Efficiency and Impact

Judith Scott-Clayton
With the goal of informing federal higher education policy decisions, this brief for the Urban Institute suggests federal student aid reform that simplifies the eligibility and application process.
Federal Work-Study: Past Its Prime, or Ripe for Renewal?
June 2017

Federal Work-Study: Past Its Prime, or Ripe for Renewal?

Judith Scott-Clayton
This Brookings report discusses what role the Federal Work-Study program might have in a modern “college completion and career readiness” agenda.
Undergraduate Financial Aid in the United States
April 2017

Undergraduate Financial Aid in the United States

Judith Scott-Clayton
This paper provides an overview of undergraduate financial aid to inform discussions of the future of undergraduate education in the United States and the role of financial aid within it.
Performance Requirements in Need-Based Aid: What Roles Do They Serve, and Do They Work?
March 2017

Performance Requirements in Need-Based Aid: What Roles Do They Serve, and Do They Work?

Judith Scott-ClaytonLauren Schudde
Based on recent CAPSEE studies in two states, this brief discusses the motivations for satisfactory academic progress requirements for federal aid, examines how community college students are affected, and assesses the implications for program efficiency and equity.
Does the Federal Work-Study Program Really Work—and for Whom?
March 2017

Does the Federal Work-Study Program Really Work—and for Whom?

Judith Scott-ClaytonYang “Rachel” Zhou
This brief discusses current research, including CAPSEE analysis, regarding both the effectiveness of the Federal Work-Study (FWS) program and its equity in terms of the distribution of funds.
The Impact of Pell Grant Eligibility on Community College Students’ Financial Aid Packages, Labor Supply, and Academic Outcomes
March 2017

The Impact of Pell Grant Eligibility on Community College Students’ Financial Aid Packages, Labor Supply, and Academic Outcomes

Seung Eun “Rina” ParkJudith Scott-Clayton
Using an administrative data set from one state, this paper examines the effects of receiving a modest Pell Grant on financial aid packages, labor supply while in school, and academic outcomes for community college students.
Pell Grants as Performance-Based Aid? An Examination of Satisfactory Academic Progress Requirements in the Nation’s Largest Need-Based Aid Program
December 2016

Pell Grants as Performance-Based Aid? An Examination of Satisfactory Academic Progress Requirements in the Nation’s Largest Need-Based Aid Program

Lauren SchuddeJudith Scott-Clayton
This CAPSEE working paper examines the prevalence and consequences of Pell Grant recipients’ failure to meet the standards for satisfactory academic progress required for grant renewal.
Black-White Disparity in Student Loan Debt More Than Triples After Graduation
October 2016

Black-White Disparity in Student Loan Debt More Than Triples After Graduation

Judith Scott-ClaytonJing Li
In this report for Brookings, Judith Scott-Clayton lays out a new analysis that shows that the gap in student debt between Black and White bachelor's degree earners triples in the four years after graduation.
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